SVEA Installment payment

With installment payment you can make the right purchases right away. Buy a new bike, tool or something else needed with installment payment.
This way you can get the goods right away and you can pay for it later in parts.

Svea installment payment is a convenient and affordable way to make large purchases and extend costs over time. Individuals as well as companies can apply for it.
 

The service provider is Svea Finance AS, Hallivanamehe 4, Tallinn, GSM +372 6 799 422, permit nr. FFA000064.
Check out the terms and conditions of the financial service, and if necessary consult an expert. The loan rate is 25.99% per year on the following model terms: postpay amount € 500, deposit 0%, return deadline 2 years, fixed interest at 14.5% of the annual balance, risk margin 0.2% per month, contract fee € 19.5. The number of repayments is 24, repayments and the total amount is € 630.45.

Why choose SVEA installment payment?

• Favorable terms - Svea installment interest is 14.5% per year, calculated on the balance of the postpay amount.

• Comfortable and fast application - Svea installment can be requested by all bank customers. Completing an application takes only a few minutes.

• Fast response – An immediate positive decision will be received by the applicant if all the required conditions are met and no additional data is required. In other cases, the response will be received within 15 minutes. We will respond to additional data and legal entities within 2 hours.

Svea installment can be applied for products with a value of € 125-4500. The period of hire purchase can range from 3-48 months.

Conditions for individuals

You will be required to apply with a minimum of € 250 net income received in your account for a minimum of 6 months. The applicant must be a citizen of the Republic of Estonia or a person residing in the Republic of Estonia on the basis of a residence permit of at least 18 years of age. The applicant must not have open payment disorders, and the last closed payment disruption must be at least 6 months ago.

Conditions for companies

The company must have been in business for at least 12 months. If the active period of activity is less than 12 months, a surety is required. All required receivable annual reports and tax returns must be submitted.

About the process

Svea installment can be applied in A.V.S.K. OÜ's shop locations on the spot and on the website www.avsk.ee.

If the applicant is a company the balance sheet, profit and loss account must be included in the application up to three months.

Individual applications that do not have an account statement request will be replied 24 hours a day. When you submit an account statement and to businesses we will respond to on working days from 9:00 to 17:00.

 

In the event of a positive response, an on-site post-paid contract will be concluded at the shop. If you wish, you can sign the contract digitally.